Your Loan Options

We believe every customer should have the best loan experience possible.
Conventional Loans

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

State Bond Programs
Programs that offer 100% financing to first time and repeat home buyers. These low cost, low interest mortgage program, enable more people to invest in their own homes.

Rural Housing Loans

USDA programs provide homeownership opportunities to individuals in qualifying rural areas.

Home Renovation Loans

Home loans designed to create opportunities to repair or improve existing homes and increase the value of homes.

Jumbo Loans

Loan Programs that offer financing for loan amounts greater than the convention or high balance limits.

FHA Mortgages

FHA-insured loans require very little cash investment to close a loan. There is more flexibility in calculating household income and payment ratios.

VA Mortgages

VA helps US Military service members, Veterans, and eligible surviving spouses become homeowners.

The Ben Lemon Team - Citywide Home Loans
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